Home / How It Works
Five steps.
No credit check.
TrustPay is a store credit facility — not a network airtime contract. That's why we can skip the bureau ping. Here's the process end-to-end.
01
Fire off the form
Name, address, DOB, bank. Sixty seconds max — no upload, no ID scan, no bureau ping.
02
Instant decision
TrustPay runs affordability, not a credit search. No mark on your file. Approval on-screen, immediately.
03
Pick your handset
iPhone, Samsung, Pixel, OnePlus. New or refurbished. SIM-free or with a plan.
04
Small activation fee
A one-off fee locks in your plan. Then equal monthly payments — 6, 9 or 12 months, your call.
05
Delivered in 10 working days
Free UK-wide delivery. Tracking by SMS and email the second it leaves the warehouse.